Adverse Credit Mortgages
What are Adverse Credit Mortgages?
Adverse credit mortgages – or bad credit mortgages – are when you have had issues with your credit history. However, this does not mean a person is bad with money! Many mortgage lenders understand that most of the time, credit histories are damaged due to a life event. It could also be something simple bringing your credit score down. For example, no previous credit or not on the voter’s roll.
Some lenders even know that telecom companies are renowned for putting a default against a person without much cause. Therefore, we have access to lenders that will ignore these blips too.
We understand that it can be difficult to find adverse credit mortgages. For that reason, we recommend you get a copy of your credit file. Then with our help, you could get access to lenders that specialise in helping those with adverse credit history.
Whether you are a first-time buyer, looking to move home, remortgage, or even buy to let. We will search a comprehensive range of adverse credit mortgage lenders to ensure you get the very best mortgage for your circumstances. We will always be on hand with their expert advice to help you find the right mortgage and guide you through the whole process.
Where do I find my credit file?
Above all, we recommend that you obtain a copy of your full credit history report from the following, as they contain all three major credit file agencies in one easy-to-read PDF.
- Click Check my File for more information
When you have the report, contact us so we can guide you through the next steps.
